or when i put my headphones on
Haha My girlfriend does this to me all the time!
That's called perception filter :P we notice more when people talk during cut scenes, which makes that memory stronger. When we recall it, we then remember it like people often talk when you don't want them to. :P
You forgot to put in the section for, "When I'm in the middle of something important to the game," but I still like it. :)